New Build Costs NZ: Why Independent Builders Save You More

David Chapman
September 1, 2025
5 min read
New Build Costs NZ: Why Independent Builders Save You More

New Build Costs NZ: Why Independent Builders Save You More


You’ve likely heard the government is tackling rising construction costs with new legislation. Since July this year, access to a wider range of approved building materials has opened up, with the hope of driving prices down across the country.

Some worry this might allow cheap, inferior products to flood the market. However, that’s not true. These changes have simply introduced increased competition for building materials that meet or exceed New Zealand standards. This includes such items as:

  • Structural products, including concrete, reinforcing steel, and treated timber
  • Cladding and weatherproofing systems
  • Windows and external doors
  • Insulation products
  • Wall and ceiling linings
  • HVAC systems
  • Fire-rated materials

How Can You Benefit From These Changes?

In theory, the legislative intentions are good — but the real benefit to you is how quickly builders can adapt and implement these changes. That’s where working with an independent builder like Marsden Homes makes a real difference.  We are already exploring options that can reduce the cost of building your new home.

Why Independent Builders Can Adapt Faster

Unlike larger group housing companies, we are an independent builder, so we aren’t tied into rigid supply chains or lengthy internal processes. At Marsden Homes, we can quickly source new, innovative materials — we don’t have to get approval from anyone else, because the buck stops here.

You see, being flexible doesn’t mean we don’t have robust systems in place. We absolutely do. But it’s still our job to thoroughly research and weigh up the cost-saving benefits with long-term durability. By doing our due diligence, we ensure every product used is fit for purpose, made to last, and provides real value for your home.

Group Housing — Is it a False Economy?

It’s a common misconception that using an independent builder like us is more expensive than a group housing company. Often, you aren’t comparing apples with apples.

Franchise plans typically start with lower specifications, so once you begin adding even basic wish list items, the price can quickly creep up. By that stage, you’re usually already locked into a contract and feel too far down the track to turn back. And we believe that’s not fair.

When you work with us, we start by designing to a budget; that way, you can avoid disappointment and aren’t locked into anything before you're happy with the overall design.  


Architecturally Designed House Plans — Customisable & Ready to Build

At Marsden Homes, like a franchise company, we offer a range of architecturally designed house plans — but that’s where the similarity ends. Our plans are already designed to a high specification, but are also completely customisable, so we can work within your budget.

As a family-run business, we take pride in delivering you a personalised design service backed by years of experience. You’ll find our pricing is competitive because we don’t have any hefty franchise fees, top-heavy management or expensive marketing budgets.  

And unlike some builders who try to cut costs by squeezing subcontractors (a common practice) — we don’t employ this approach, as it leads to lower quality work.

The Best Tools for The Job

Building a new home can be stressful, even if it’s not your first rodeo. That’s why we have heavily invested in providing some of the best tools to design and build your home.

As part of the design phase, we provide 3D renderings alongside standard floor plans. These full-colour visuals offer a realistic view of your future home, helping you feel confident in the design before building begins. Unlike many larger companies, we believe you shouldn’t have to imagine what your home might look like — you should see it.

You’ll also have access to our handy customer portal, giving you real-time updates on your build progress. So you can stay in the loop, from the minute we break ground to the day we give you the keys.

Why Consider Building with Marsden Homes?

When you build with Marsden Homes, you get flexibility, transparency, and personalised service — with fewer restrictions and no franchise overheads. We help you make the most of recent industry changes, while staying focused on long-term value and durability. And for added peace of mind, your new home is covered by a comprehensive 10-Year Master Build Guarantee.

Whether you work directly with us or have an architect, we’re committed to delivering the home of your dreams.

📞 Ready to Build with Confidence?

Let’s talk through your vision and how we can make it safe, stress-free, and beautifully built from day one.

👉 Book a 15-minute call now

Written by:

Maree Gately

www.spreadtheword.nz

For writing & marketing services that help more people find and choose your business.